Why does a bathing person, coming out of the water, feel cold, especially if the wind blows?

Water, unlike air, conducts heat very well. People, when they want to freshen up, take a shower or swim. When we leave the water, the cool air is quickly transferred to the liquid. The air temperature is usually colder than the body temperature. The body begins to cool down. Even if we dry off, the moisture will still remain on the skin for a while until it evaporates completely. This is comparable to sweating, as during this process body heat is quickly removed from the body precisely thanks to the fluid on the body.