What can be the risks of a depositor of a deposited funds in the bank for a long time?

An ordinary person (not the owner of the bank), who places his money in a deposit account, actually parted with it and in which case he would not be able to return it. He may lose money due to the bankruptcy of the bank, due to inflation, they may depreciate, due to the currency crisis, the depositor will not be able to get them back. Also, the bank can simply steal your money (although this rarely happens) and transfer it to an account abroad. Therefore, money in the bank is always a risk of losing it.



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